Thinking of buying your First Home?

  • Are you a New Zealand resident or citizen?
  • Having genuine savings and/or kiwisaver savings?
  • Confused with Bank jargon and constantly changing lending criteria?
Call Now for a free consultation

 

Take a free consultation to know your borrowing capacity relevant to your situation. We will guide you to buy your first home to suit your needs and borrowing capacity.

First Home Buyer

When you are ready,

  • your adviser will seek a pre-approval from the Bank for you.
  • You will need to start the search for your potential home, based on your requirements.
  • Put your conditional offer on the house you like and do your due diligence before you go unconditional on your contract.
  • Arrange the Insurances Covers to protect home and family.
  • Get the keys for your home on the settlement date.

There are mainly 6 parties involved in the property purchase transaction

  • Mortgage Adviser / Bank for arranging the finance
  • Real Estate Agent
  • Council (Optional)
  • Solicitor
  • Building Inspector (Optional)
  • Registered Valuer (Depends on a case by case basis)

There are different methods to put an offer on the property

  • Price by Negotiation
  • Asking Price
  • Tender
  • Auction

Homebuyers should always do the correct due diligence before going unconditional on the purchase contract.

Contact Varun Singla at 0212692887 to discuss further